"Sort of. They're assuming - rightly enough, I admit - that I'm in no good position to repay them in the near future, but they want to be certain I do remember the debt." It certainly isn't the nicest of messages, but then he gathers from the tone that his 'friend' isn't in the best of moods with him. And technically he may have earned that, since they're currently in a bit of hot water on his account.

"We'll work something out eventually," he adds with a shrug. "I just wonder if they'll be more forgiving when their mood cools a little. It's not the best time to have debts hanging over me."